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Couples' and Singles’ Savings After Retirement

dc.contributor.authorDe Nardi, Mariacristina
dc.contributor.authorFrench, Eric
dc.contributor.authorBailey Jones, John
dc.date.accessioned2015-09-22T14:51:09Z
dc.date.available2015-09-22T14:51:09Z
dc.date.issued2015-07
dc.identifier.citationDe Nardi, Mariacristina, Eric French, and John Bailey Jones. 2015. "Couples' and Singles’ Savings After Retirement." University of Michigan Retirement Research Center (MRRC) Working Paper, WP 2015-322. Ann Arbor, MI. http://www.mrrc.isr.umich.edu/publications/papers/pdf/wp322.pdfen_US
dc.identifier.urihttps://hdl.handle.net/2027.42/113270
dc.description.abstractWe model the saving problem of retired couples and singles facing uncertain longevity and medical expenses in presence of means-tested social insurance. Households can save to self-insure against uncertain longevity and medical expenses, and to leave bequests. Individuals in a couple can be altruistic towards their spouse and other heirs and split bequests optimally. Single people can care about leaving bequests to children and others. Using AHEAD data, we first estimate the model and we then evaluate the relative importance of the various savings motives and the risk exposure of couples’ versus singles.en_US
dc.description.sponsorshipSocial Security Administrationen_US
dc.language.isoen_USen_US
dc.publisherMichigan Retirement Research Center, University of Michigan, P.O. Box 1248, Ann Arbor, MI 48104en_US
dc.relation.ispartofseriesWP 2015-322en_US
dc.subjectSocial Security, Retirement, self-insurance, savings patternsen_US
dc.titleCouples' and Singles’ Savings After Retirementen_US
dc.title.alternativeWorking Paper 2015-322en_US
dc.typeWorking Paperen_US
dc.subject.hlbsecondlevelPopulation and Demography
dc.subject.hlbtoplevelSocial Sciences
dc.contributor.affiliationotherUniversity College of London, Federal Reserve Bank of Chicago, Institute for Fiscal Studies, and NBERen_US
dc.contributor.affiliationotherUniversity College of London, Federal Reserve Bank of Chicago, and Institute for Fiscal Studiesen_US
dc.contributor.affiliationotherSUNY-Albanyen_US
dc.contributor.affiliationumcampusAnn Arboren_US
dc.description.bitstreamurlhttp://deepblue.lib.umich.edu/bitstream/2027.42/113270/1/wp322.pdf
dc.description.filedescriptionDescription of wp322.pdf : Working paper
dc.owningcollnameRetirement and Disability Research Center, Michigan (MRDRC)


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