Deep Blue
Deep Blue

Deep Blue at the University of Michigan > All Collections > Ross School of Business - Working Papers Series >

Please use this persistent URL to cite or link to this item:
http://hdl.handle.net/2027.42/49419 ◀ bookmark this

Title: Employment, not Microcredit, is the Solution
Authors: Karnani, Aneel G.
Keywords: Microfinance, bottom of pyramid, poverty reduction
Issue Date: Jan-2007
Abstract: Most studies suggest that microcredit is beneficial but only to a limited extent. The problem lies not with microcredit but rather with microenterprises. With low skills, little capital and no scale economies, these businesses have low productivity and lead to meager earnings that cannot lift their owners out of poverty. Creating opportunities for steady employment at reasonable wages is the best way to take people out of poverty. The government is responsible for providing public services that are critical for increasing the productivity and the employability of the poor.
Other Identifiers: 1065
Classification: Strategy
Appears in Collections:Ross School of Business - Working Papers Series
Ross School of Business

Files in This Item:

File Description SizeFormat 
1065-Karnani.pdf91KbAdobe PDFView/Open

Deep Blue encourages the fair use of copyrighted material, and you are free to link to content here without asking for permission. Consult the document(s) and/or contact the copyright holder for additional rights questions and requests.