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Mobile Money: Cell Phone Banking in Developing Countries

dc.contributor.authorMust, Britni
dc.contributor.authorLudewig, Kathleen
dc.date.accessioned2014-01-31T22:21:09Z
dc.date.available2014-01-31T22:21:09Z
dc.date.issued2010
dc.identifier.citationMust, B. and K. Ludewig. (2010) "Mobile Money: Cell Phone Banking in Developing Countries" in Policy Matters, 7(2). (http://www.policymatters.net/). Reprinted by permission of PolicyMatters. Copyright 2010 by PolicyMatters. <http://hdl.handle.net/2027.42/102583>en_US
dc.identifier.urihttps://hdl.handle.net/2027.42/102583
dc.description.abstractMobile money allows users to pay for goods and services by using short message service (SMS) to transfer either local currency or mobile minutes. Mobile money can increase access of financial services. Unfortunately, regulatory and initial investment barriers currently widespread mobile money. In this paper, we demonstrate that mobile money can service as a povery reduction tool by increasing savings rates, creating jobs, and increasing access to financial products offered by microfinance institutions. Based on the potential benefits of mobile money, we recommend that governments subsidize the development of local mobile money infrastructure and adopt policies the enable the formation of a decentralized network of trusted mobile money agents.en_US
dc.language.isoen_USen_US
dc.publisherGoldman School of Public Policy, University of California at Berkeleyen_US
dc.subjectMobile Moneyen_US
dc.subjectMobile Bankingen_US
dc.subjectEconomic Developmenten_US
dc.subjectFinancial Servicesen_US
dc.subjectPublic Policyen_US
dc.subjectDevelopment Policyen_US
dc.subjectMobile Phonesen_US
dc.subjectMicrofinanceen_US
dc.titleMobile Money: Cell Phone Banking in Developing Countriesen_US
dc.typeArticleen_US
dc.subject.hlbsecondlevelEducation
dc.subject.hlbtoplevelSocial Sciences
dc.description.peerreviewedPeer Revieweden_US
dc.contributor.affiliationumGerald R. Ford School of Public Policyen_US
dc.contributor.affiliationumcampusAnn Arboren_US
dc.description.bitstreamurlhttp://deepblue.lib.umich.edu/bitstream/2027.42/102583/1/2010-policymatters-must_ludewig-mobilemoney.pdf
dc.identifier.sourcePolicy Mattersen_US
dc.owningcollnameOpen Educational Resources


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