Mobile Money: Cell Phone Banking in Developing Countries
dc.contributor.author | Must, Britni | |
dc.contributor.author | Ludewig, Kathleen | |
dc.date.accessioned | 2014-01-31T22:21:09Z | |
dc.date.available | 2014-01-31T22:21:09Z | |
dc.date.issued | 2010 | |
dc.identifier.citation | Must, B. and K. Ludewig. (2010) "Mobile Money: Cell Phone Banking in Developing Countries" in Policy Matters, 7(2). (http://www.policymatters.net/). Reprinted by permission of PolicyMatters. Copyright 2010 by PolicyMatters. <http://hdl.handle.net/2027.42/102583> | en_US |
dc.identifier.uri | https://hdl.handle.net/2027.42/102583 | |
dc.description.abstract | Mobile money allows users to pay for goods and services by using short message service (SMS) to transfer either local currency or mobile minutes. Mobile money can increase access of financial services. Unfortunately, regulatory and initial investment barriers currently widespread mobile money. In this paper, we demonstrate that mobile money can service as a povery reduction tool by increasing savings rates, creating jobs, and increasing access to financial products offered by microfinance institutions. Based on the potential benefits of mobile money, we recommend that governments subsidize the development of local mobile money infrastructure and adopt policies the enable the formation of a decentralized network of trusted mobile money agents. | en_US |
dc.language.iso | en_US | en_US |
dc.publisher | Goldman School of Public Policy, University of California at Berkeley | en_US |
dc.subject | Mobile Money | en_US |
dc.subject | Mobile Banking | en_US |
dc.subject | Economic Development | en_US |
dc.subject | Financial Services | en_US |
dc.subject | Public Policy | en_US |
dc.subject | Development Policy | en_US |
dc.subject | Mobile Phones | en_US |
dc.subject | Microfinance | en_US |
dc.title | Mobile Money: Cell Phone Banking in Developing Countries | en_US |
dc.type | Article | en_US |
dc.subject.hlbsecondlevel | Education | |
dc.subject.hlbtoplevel | Social Sciences | |
dc.description.peerreviewed | Peer Reviewed | en_US |
dc.contributor.affiliationum | Gerald R. Ford School of Public Policy | en_US |
dc.contributor.affiliationumcampus | Ann Arbor | en_US |
dc.description.bitstreamurl | http://deepblue.lib.umich.edu/bitstream/2027.42/102583/1/2010-policymatters-must_ludewig-mobilemoney.pdf | |
dc.identifier.source | Policy Matters | en_US |
dc.owningcollname | Open Educational Resources |
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