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The Community Reinvestment Act: Past, Present and Future

dc.contributor.authorMorris, Lisa
dc.date.accessioned2016-05-27T18:41:16Z
dc.date.available2016-05-27T18:41:16Z
dc.date.issued2008
dc.identifier.citationMorris, Lisa (2008). "The Community Reinvestment Act: Past, Present and Future," Agora Journal of Urban Planning and Design, 4-10.
dc.identifier.uriwww.agoraplanningjournal.com
dc.identifier.urihttps://hdl.handle.net/2027.42/120325
dc.description.abstractThe Community Reinvestment Act (CRA) was passed in 1977 to combat the effects of discriminatory lending practices and disinvestment in low- and moderate income communities. It focuses on improving access for underserved communities, rather than underserved individuals. This spatial focus has drawn criticism since its passage, and changes in the lending industry and urban real estate markets call into question its relevance today. This paper will discuss the mechanics of the CRA, its effectiveness, and its relationship with two timely urban issues: gentrification and predatory lending.
dc.publisherA. Alfred Taubman College of Architecture and Urban Planning
dc.rightsAttribution-NonCommercial-NoDerivatives 4.0 International (CC BY-NC-ND 4.0)
dc.rights.urihttps://creativecommons.org/licenses/by-nc-nd/4.0/
dc.titleThe Community Reinvestment Act: Past, Present and Future
dc.typeArticle
dc.subject.hlbsecondlevelUrban Planning
dc.subject.hlbtoplevelSocial Sciences
dc.contributor.affiliationumcampusAnn Arbor
dc.description.bitstreamurlhttp://deepblue.lib.umich.edu/bitstream/2027.42/120325/1/Morris_TheCommunityReinvestmentAct.pdf
dc.identifier.sourceAgora Journal of Urban Planning and Design
dc.owningcollnameArchitecture and Urban Planning, A. Alfred Taubman College of


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Attribution-NonCommercial-NoDerivatives 4.0 International (CC BY-NC-ND 4.0)
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