Now showing items 411-420 of 480
Older Adult Debt and Financial Frailty
(Michigan Retirement Research Center, University of Michigan, P.O. Box 1248, Ann Arbor, MI 48104, 2013-09-30)
Of particular interest in the present economic environment is whether access to credit is changing peoples’ indebtedness over time, particularly as they approach retirement. This project analyzes older individuals’ debt, ...
The Causes and Consequences of Opioid Use among Older Americans: A Panel Survey Approach
(2021-03)
This study examines the effects of prescription opioid analgesic use for older Americans, specifically with regard to work disability and disability program participation. We draw on the long-panel structure of the Health ...
Is the Adjustment of Social Security Benefits Actuarially Fair, and If So, for Whom?
(2021-09)
Average Social Security claim ages among male retired-worker beneficiaries have diverged considerably. The 25th percentile claim age remains just above 62, while the 75th percentile claim has reached 66 for recent retiring ...
Underfunded Public Sector Pension Plans, Social Security Participation, and the Retirement Decisions of Public Employees
(2021-06)
I analyze the effects of public pension parameters, Social Security coverage, and state pension fund sustainability on the retirement of public employees. I use data from the Health and Retirement Study, including personal ...
Consumer Credit Events Before and After Dementia Diagnosis
(2019-03)
Anecdotal evidence suggests that changes in thinking and memory due to dementia can lead to large financial losses. We test this using linked Medicare claims and FRBNY/Equifax CCP data. We find that missed payments ...
The Early Impacts of the Coronavirus Pandemic on Americans’ Economic Security
(2021-09)
The COVID-19 pandemic has had enormous effects on the U.S. economy and may have had serious negative repercussions for many Americans’ financial stability. We use longitudinal survey data from a nationally representative ...
Auto-Enrollment Retirement Plans in OregonSaves
(2021-09)
Oregon recently launched an automatic-enrollment retirement savings program for private sector workers lacking access to other workplace retirement plans. We analyze participation choices, account balances, and inflow/outflow ...
Heterogeneity in Self-Employment and the Transition to Retirement among Older Adults in the United States
(2021-09)
The fraction of workers who are self-employed increases with age, but the types of self-employment that older workers do and the effects of this work on their well-being is not well understood. This project examines such ...
Workplace Injuries and Receipt of Benefits from Workers Compensation and SSDI*
(2021-09)
We use data from the Health and Retirement Study (HRS) and matched Social Security Administration (SSA) data to study two questions. First, we examine evidence on whether workers who suffer permanently disabling injuries ...
Worker Functional Abilities, Occupational Requirements, and Job Accommodations: A Close Look at Three Occupations
(2021-09)
This report examines the occupational requirements, physical and mental functioning, and use of accommodations among workers in three key occupations: cashiers, receptionists, and those in nursing fields. These jobs are ...