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dc.contributor.authorLusardi, Annamaria
dc.date.accessioned2007-02-12T21:55:34Z
dc.date.available2007-02-12T21:55:34Z
dc.date.issued2006-10
dc.identifier.urihttps://hdl.handle.net/2027.42/49388
dc.description.abstractThis study uses data from the module on planning and financial literacy devised for the Health and Retirement Study in 2004. It finds that women display much lower levels of literacy than respondents in the total sample. Lack of literacy has implications for planning: women who are less financially literate are less likely to plan for retirement and be successful planners. These findings have important implications for policy and for programs aimed at fostering financial security. Because financial illiteracy is widespread among women, a one-time financial education seminar is unlikely to sufficiently influence planning and saving decisions. Similarly, education programs targeted specifically at women may be better suited to addressing large differences in preferences, savings needs, and financial knowledge.en
dc.description.sponsorshipSocial Security Administrationen
dc.format.extent98163 bytes
dc.format.mimetypeapplication/pdf
dc.language.isoen_USen
dc.publisherMichigan Retirement Research Center, University of Michigan, P.O. Box 1248, Ann Arbor, MI 48104en
dc.relation.ispartofseriesWP 2006-136en
dc.titlePlanning and Financial Literacy: How Do Women Fare?en
dc.typeWorking Paperen
dc.subject.hlbsecondlevelPopulation and Demography
dc.subject.hlbtoplevelSocial Sciences
dc.contributor.affiliationumUniversity of Michigan Retirement Research Centeren
dc.contributor.affiliationumInstitute for Social Research
dc.contributor.affiliationotherDartmouth College and NBERen
dc.contributor.affiliationumcampusAnn Arboren
dc.description.bitstreamurlhttp://deepblue.lib.umich.edu/bitstream/2027.42/49388/1/wp136.pdfen_US
dc.owningcollnameRetirement Research Center, Michigan (MRRC)


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