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Tracking the Household Income of SSDI and SSI Applicants

dc.contributor.authorBound, John
dc.contributor.authorBurkhauser, Richard V.
dc.contributor.authorNichols, Austin
dc.date.accessioned2007-04-26T15:40:02Z
dc.date.available2007-04-26T15:40:02Z
dc.date.issued2001-05
dc.identifier.urihttps://hdl.handle.net/2027.42/50611
dc.description.abstractUsing panel data from the Survey of Income and Program Participation linked to Social Security Administration disability determination records we trace the pattern of household income and the sources of that income from 38 months prior to 39 months following application for Social Security Disability Insurance (SSDI) and Supplemental Security Insurance (SSI). We find that the average applicant’s labor earnings declines dramatically beginning six month before application but the average applicant’s household income drops much less dramatically both in the months just before or just after application and over the next three years, and does so even for those denied benefits. However, we also found substantial heterogeneity in household income outcomes in both the SSDI and SSI applicant population. Our quantile regressions suggest that higher income households experience greater percentage declines in their post-application income. Such results are consistent with the lower replacement rate for higher earners established in the SSDI program and the low absolute level of protection provided to all SSI applicants regardless of income prior to application.en
dc.description.sponsorshipSocial Security Administrationen
dc.format.extent705460 bytes
dc.format.mimetypeapplication/pdf
dc.language.isoen_USen
dc.publisherMichigan Retirement Research Center, University of Michigan, P.O. Box 1248, Ann Arbor, MI 48104en
dc.relation.ispartofseriesWP 2001-009en
dc.titleTracking the Household Income of SSDI and SSI Applicantsen
dc.typeWorking Paperen
dc.subject.hlbsecondlevelPopulation and Demography
dc.subject.hlbtoplevelSocial Sciences
dc.contributor.affiliationumMRRCen
dc.contributor.affiliationotherCornell Universityen
dc.contributor.affiliationotherNBERen
dc.contributor.affiliationumcampusAnn Arboren
dc.description.bitstreamurlhttp://deepblue.lib.umich.edu/bitstream/2027.42/50611/1/wp009.pdfen_US
dc.owningcollnameRetirement and Disability Research Center, Michigan (MRDRC)


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