Now showing items 11-16 of 16
Time Discounting and Economic Decision-making among the Elderly
(Michigan Retirement Research Center, University of Michigan, P.O. Box 1248, Ann Arbor, MI 48104, 2016-09)
This research project evaluates the extent of heterogeneity in time discounting among elderly Americans, as well as its role in explaining older peoples’ key behaviors. We first show how older Americans evaluate simple ...
Long-term Individual and Population Consequences of Early-life Access to Health Insurance
(Michigan Retirement Research Center, University of Michigan, P.O. Box 1248, Ann Arbor, MI 48104, 2016-10)
Gaining access to health insurance in childhood has been associated with improved childhood health and educational attainment. Expansions in health insurance access have steadily lowered the rates of uninsured children ...
2015 American Working Conditions Survey: Focus on Older Versus Younger Workers
(Michigan Retirement Research Center, University of Michigan, P.O. Box 1248, Ann Arbor, MI 48104, 2016-12)
In this report we highlight findings on the differing job demands of older versus younger workers from the 2015 American Working Conditions Survey (AWCS), a new nationally representative survey of U.S. workers ages 25-71. ...
The Interaction between Consumption and Health in Retirement
(Michigan Retirement Research Center, University of Michigan, P.O. Box 1248, Ann Arbor, MI 48104, 2016-09)
We study the interaction between consumption and health in retirement. Our main contribution is the estimation of a consumption Euler equation taking health into consideration. The Euler equation is derived from a model ...
How Home Equity Extraction and Reverse Mortgages Affect the Credit Outcomes of Senior Households
(Michigan Retirement Research Center, University of Michigan, P.O. Box 1248, Ann Arbor, MI 48104, 2016-09)
This paper examines how the extraction of home equity, including but not limited to equity extracted through reverse mortgages, affects credit outcomes of senior households. We use data from the Federal Reserve Bank of New ...
The Effect of the Affordable Care Act on the Labor Supply, Savings, and Social Security of Older Americans
(Michigan Retirement Research Center, University of Michigan, P.O. Box 1248, Ann Arbor, MI 48104, 2016-10)
Affordable Care Act, labor supply, retirement model, insurance rates